I offer a variety of life insurance plans, including term-life, whole life, universal life, and final expense policies. There are plans available without asking health questions.
Please reach out to Georgette Reed if you cannot find an answer to your question.
Yes, they are call Guaranteed Issue policies, but they are more expensive. Benefits may be limited during the first two years.
A Final Expense plan is a whole life policy for a smaller face value. Depending on a person's age the policies are usually limited to $30K or less. They are designed for older individuals with special pricing to make them affordable. The money is paid directly to your beneficiary. No medical exams are required but you will be asked a few medical questions.
The first thing is to check with your current insurance to see if you can get an individual policy. It is recommended that you take out a life insurance policy as soon as policy because your premium cost will increase the older you get,
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